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@jenniwrenn Perhaps poor was the wrong word. Less well off might be better… so people that can just stretch to buying a property but because they can only afford an older building with poor BER they also get hit with a higher mortgage rate.

@gidmos44 I often think these sort of green/eco mortgages are a tax on the poor. If you earn less it’s more likely you can only afford a property with a low energy rating and you end up paying a higher interest rate.

@ambi3333 Avant offer longer terms compared to some other banks. I think they even do fixed up to 30 years.

@sicky12 Yeah very lucky alright. Stressful ol’ time trying to get it sorted before the ecb increases.

@sicky12 I locked in a 20yr mortgage at a fixed 2.5% summer of 2022 just before the ECB increases. Gambling on them not falling back down too much but if they do it’s unlikely they’ll be that much lower.