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@thewordiswisdom Yes. Thank you :) my agent is busy for some reason. when I get hold of him, I wish I am prepared. Thank you. On different topic. If I have personal liability, let's say 300k. what's the reason I also need to purchase umbrella insurance? agent explained to me that umbrella...

I got two quote. state farm is 40% cheap. but I have some thing need to clarify State farm list deductible as 1% of coverage A. all state list deductible as 1k windstorm/hails; 1k all other perils is Allstate's version more practical? I may need to ask state farm to use that to...