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  1. K

    EPF Account 3 coming really soon!

    @nc6041 Then it’s simple, if one doesn’t have the discipline then don’t do anything. Money remain in account 1 and 2 only. It’s a choice everyone has to make.
  2. K

    EPF Account 3 coming really soon!

    @nc6041 No one is asking you to take out. You can move it to the account 3 and then pretend you’ve done nothing, don’t touch the money until you retire. Same shit. The only flexibility here is that account 3 is there for you if somehow some way you need an injection of cash without being...
  3. K

    Bitcoin just hit a RM all time high!

    @jodi1028 Every month I set aside an amount to put into my investments, I don’t care if the stock/crypto is being shit on that day or not. Pretty standard stuff.
  4. K

    Bitcoin just hit a RM all time high!

    @kpc12 DCA’d since 2017, after its first ATH because FOMO. Besides covid years, every year I’ve been ridiculed for putting money in BTC. Look who is laughing now.
  5. K

    Discussion : choosing 9 year loan despite high income??

    @j1994 The problem here is that people are not disciplined enough to invest their extra cash flow, which is very common with FOMO behaviour amongst Malaysians.
  6. K

    Versa Cash 4% Promo is changing next month, any alternatives?

    @trevorwoofer2 Lawl KDI save exists now, so just move over there.
  7. K

    Versa Cash 4% Promo is changing next month, any alternatives?

    @oof_what It’s not bad. It’s just on a personal level, being tied to an auto debit to “earn” an extra 1% is like being forced into a subscription. Idk about you, but I don’t like being held by the balls.
  8. K

    Is just invest in the US market dumb?

    @westmedsupply You just described an armchair expert. Why are you listening to your friend?
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