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    Buying a house and wondering if this is a mistake?

    @chegrmom49 Goodness gracious. You're spending at least 2 hours a day driving, worst might be 4 hours a day. Even more if there's an accident. Thats a lot of time. Why do you even do that? Not even factoring the cost of petrol and car maintenance. No time for anything after work.
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    Thoughts on Dave Ramsay’s Baby Steps in an NZ context?

    @robbentley Goal is to retire in Asia with pensions and kiwisaver. Live by the beach. Have small surfing business. I think $100/week is what I need. Pension and Kiwisaver should be sufficient. Ill buy a property before retirement, $100K max I would say.
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