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@yclaire01 Thanks. Car expenses can go down as we have multiple cars. I am exploring a smaller rental accommodation and sell the current house and move the capital into mutual funds and equity.

@kingmaker22 Yes I invest in mutual funds via SIP. Investments and savings are covered for.

@bm2 Yes. This is one area I have identified for us. We also have a stay in nanny/help which we treat her like a family member only. So its actually 3 adults, 3 children.

@henry14 Can you please elaborate on this ? We try to to limit eating outside but still happens. Eating out has become very expensive. Today a decent restaurant bill is lie 3K plus, you go for movies twice a month its like 4K. Let me know what I can minimize here.

@bm2 Sometimes all used to run at the same time. I had multiple people living the house, but I have fixed lot of these issues and have optimized it to a great extent. I am hoping to reduce the AC expense to 15K. Actually part of the problem lies in the house orientation also. Its south facing...

@alexa2008 I know. Thing is we work from home so basically office AC gets consumed at home, plus house is a big 4 bhk with multiple ACs. Definitely trying to reduce this.

Hi, I was just hoping for a monthly budget discussion for a family living in Mumbai region. How much we all spend and how we can improve upon it. I will start with mine. I am living in Navi Mumbai and have a family of 5. Three daughters below 10 years of age and husband wife working. Here is...