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    Finally got my first mortgage at 42 and here’s what I learnt

    @resjudicata TBH I miss London for the entertainment, nightlife etc and I miss crowds of people lol, but in terms of finances, am better off in Australia.
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    Finally got my first mortgage at 42 and here’s what I learnt

    @maclee22 It really does but I also worked in London and it was the same thing as a nurse. I’m so glad it’s over.
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    Finally got my first mortgage at 42 and here’s what I learnt

    @sparkydave Oh they did other checks with regards to employment and as a health worker there’s no faking much of anything
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    Finally got my first mortgage at 42 and here’s what I learnt

    @kempoutzzz That wasn’t my experience but I guess we all have different experiences. Mine was pretty positive
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    Finally got my first mortgage at 42 and here’s what I learnt

    @integra You’re welcome. I’d have appreciated a post like this during my journey and TBF, there were some helpful posts occasionally.
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    Finally got my first mortgage at 42 and here’s what I learnt

    @renette2013 Shopping around is always a good idea. That’s why I had been contacting banks myself to see what I could get prior to speaking to the broker.
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    Finally got my first mortgage at 42 and here’s what I learnt

    @redlion81 Yeah. I was surprised as well which is why I decided to share :)
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    Finally got my first mortgage at 42 and here’s what I learnt

    @redlion81 I paid $650 deposit upfront and then $650 after successful purchase.
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    Finally got my first mortgage at 42 and here’s what I learnt

    @dvcochran I think just having the BA present helped the REA and auctioneer to steer the owner in a particular direction and had I been on my own, they would have convinced me to pay at least 30k extra, but I was also prepared to pay 100k extra as the property was so rare.
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    Finally got my first mortgage at 42 and here’s what I learnt

    @shadowwings Definitely. No one will care, other than yourself, once you’re over leveraged.
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    Finally got my first mortgage at 42 and here’s what I learnt

    Get a mortgage broker but also use your own judgement re: their advice. I didn’t get what all the fuss was about getting a broker but they essentially helped me to get a lower interest rate and no LMI when using 15% deposit. I had 20% deposit and had previously been contacting banks by myself...
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