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@coreyd Money has no feelings, totally agree. And the notion of buying a home so money turns into equity is false unless you pay the whole thing outright. Money is wasted in mortgage interest over the amortization period the same way money is wasted in rent. With the crazy buying prices...

@samsam53 If you want to live in Toronto for good and considering between rent or buy, you may want to read the book "Wealthy Renter" by Alex Avery who gives a good argument that rent is a good investment especially in expensive city like Toronto (He's a Torontonian) Otherwise, it's sounds...

@drewmarshall Oh ok I read that as Defined contribution plan

@blessed2017 True statement. Nevertheless, 20% gross (combined) of 90k/yr towards retirement together with CPP/OAS is no small amount to live on. That's why government employees are suggested to take on more risk on their portfolio because the pension almost act as the bond portion of the whole...

@jeruel Don't even need to go up to NWT. Even rural BC are starving of healthcare staff of all kinds (but especially doctors). Actually the same for most provinces too