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    ‘Tis the season to be thankful and I‘m starting with you r/personalfinance

    @flowerbud Keep.in mind that you typically pay a charge to re-fi. Once you find out that cost, you may find it is easier just to pay what you are and pay the house off earlier.
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    ‘Tis the season to be thankful and I‘m starting with you r/personalfinance

    @ovis90 It's very important for your partner to have your bavk in a project like this. They can very easily derail you.
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    ‘Tis the season to be thankful and I‘m starting with you r/personalfinance

    @ovis90 But, you immediately saw a return on your investment. By paying off the loan, you save yourself all the interest you would have normally paid on the loan. If the interest was 4%, you just made 4% return on investment. Also, now that a particular loan is paid off, you would have more...
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