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@marissavchon61 Because I never knew of this sub till a few weeks back. I was told that diversification was a good idea and I interpreted that as "diversify your investments in MFs". If I knew exactly how to sort my finances out, I wouldn't be asking for advice :)

@neen1 This is so much nicer of a response than everyone bashing people who plan to buy expensive things. In your opinion, at what point would you say that a car in that price range would be "affordable"?

@nelsonnoah This is a good pointer. Thank you. So then would you say that waiting for a few years and building up to that 66k and paying for it in cash instead of taking a loan would be the better idea? Or am I misunderstanding something?

@nelsonnoah Oh and two follow ups to this: When say they do the taxes for you, does that mean that when you pull your investments out, they deduct whatever is to be deducted and give you the "Netto" so you don't have to bother declaring any profits when filing tax returns and stuff? I know the...

@nelsonnoah Thank you so much for the heads up! I haven't made any purchases yet. I'll wait for FlatEx to come through :)

Hey everyone, I turned 30 this year and am looking for some help and advice on planning my financial future out. I am an Indian citizen living and working in Austria (currently have a Rot-Weiß-Rot Plus Karte, will hopefully have a Daueraufenthaltstitel from 2022). I “worked” here from 2015 to...

@bjdea1 While this may be sound advice, OP never said they want to trade Turbos. OP clearly states that the quiz for trading a "certain instruments" includes questions about Turbos.