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@dazza_73 ^ or sp500 ETF (long term passive investment)

@kimmyfs "Save up for retirement or in case something happens (touch wood x3) and you wont have income anymore." Make it your target...long term target. Set a goal/amount that you want to achieve within a set years. As for lifestyle n daily spending, make a budget and stick to it. This should...

@matthewades What is the remaining loan that need to pay? 2k discount is pretty tempting.

@lunamu Thanks!

@matthewades Question. Does paying more than the set monthly installments for car loan actually do anything? I remember car/vehicle loan interest (as in amount and not %) is already fixed right? For eg 5 year car loan for a 10k car with an interest of 3.2% is calculated as following: (10000 +...

@lukemaster130 I believe the property will be your company asset and not expenses. In other words, your earning is still there but in the form of bricks and metals. The legal fees and other expenses when purchasing the properties on the other hand can be deducted.

@ttyler Too risky. Wear and tear, trust, sustainability etc

@jesperh I'm saving up to buy my retirement and it costs a lot. The price keeps increasing too as inflation is kicking in.

@notaperfectchristian For me, jump

@biblequestions Question. For term, we have to manually renew annually or will it auto renew annually? Do we have to do a health checkup annually for it?

@sweetascandy1990 I use an app called money manager n record everything immediately. Remember not to skip the tracking :)

@lynnie7 At the beginning of the month she contributes 60%, end of the month she contributes another 40%

@sweetascandy1990 Record/Track all your spending and decide where to cut down. You can track it in an app/excel or even on a booklet. Not "agak agak" but record every spending down. You are the only person that can help improve your situation.

@bellboy https://www.hasil.gov.my/individu/lain-lain/pindaan-taksiran/e-filing-e-permohonan-pindaan-be/

@tysa Go for it. If not suitable then change.