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    Is a pension really worth it while trying to clear £15k credit card debt?

    @anonymess Salary sacrifice is the easiest one to see the effect of this since it’s the most simple and has the best benefits for you & your employer (hence why it is most common). But effectively all pension contributions have the tax advantage that you don’t pay tax on them. In a salary...
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    Is a pension really worth it while trying to clear £15k credit card debt?

    @janecruz You don’t pay tax on your pension contributions since they’re deducted from your gross pay, so effectively if you contribute £125 you’re saving £25 on your tax even in the basic tax brackets.
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