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  1. W

    Can I use a 0% balance transfer on a CC to pay down my mortgage.

    @jules63 No, you wouldn’t be able to. Read the T&Cs for the details of what you can/can’t do.
  2. W

    How much does income need to exceed expenses to get a credit card?

    @advikasharma Any bank employee who works in loan applications or enquiries will have a very vague idea of what the lending criteria are for the bank. But they cannot disclose it, because of this exact scenario. And no, credit scores are not factored in. Source: Former Big4 employee who...
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