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@reluctantasr New Mexico, U.S.A.

@mana01 Fair! My car is 12 years old and paid off, so rock bottom is what I’m going for. In part because my premium is already pretty cheap, the payoff wasn’t worth the stress. And now that I’m seeing others’ comments, it seems like my rates might go up for no apparent reason even with the “safe...

@cindie 11%. There’s no guarantee that you’ll get a discount- actually, your rate goes up if you get a C (I think) or worse. You have a short period to decide whether to keep it or not (during which my grade was an A to A+!), but after that period your rate automatically increases if you remove...

I didn’t find a ton of information online about it beforehand so I figured I’d share my experience. Don’t do it. Unless you fit a very specific demographic, it’s not worth the stress. Basically, Progressive monitors your driving for up to 6 months and gives you a discount if you earn an A or B...