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@telemachus1 Thank you for this. Very interesting to note PTSB allows any additional amount.

@asurfpro Thank you for the thorough response. I appreciate it! I'm wondering (again from an uneducated POV), if there would be sense in fixing for a period at all - as ideally (and looking at budgets etc) we would be aiming to pay off the debt in its entirety in a 3-4 year period?

Hi all, just looking for some causal advise. Purchased our 1st home in 2021, hoping to buy a different home at the end of 2024 and move on. Myself and my O/H are keen to pay off our mortgage as soon as possible to free ourselves up for travel and potentially starting our own business to...