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@kim5398 Hi. Can you please recommend insurance providers that offer those? I especially need the chronic and critical care coverage aside from the long term care. I know they all sound the same and get mixed up but each one is different. I work in healthcare that’s why. 😉 It would be great if I...

@maxyss Im very interested. I’m also searching for those standalone living benefit insurance. Most of the people/ agent I talk to say I can only have it as riders to life insurance. Would you please send some recommendations? I would really appreciate it!

@lilmomma0727 Thank you! I did send each of them requests for quote. And yes, it would be really nice to have the option to convert to whole life. By the way, the quote that I got is from Transamerica. I’ve seen some negative comments about their claims process but I think it’s a solid company...

Hello good people. I am 34 y/o and looking for a life insurance with good living benefits- chronic, critical and terminal care coverage. I am mainly interested with the living benefits because of my family history of cancer. I’m not really keen on using it as an investment vehicle because I do...