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    PV system financing; any feasibility study or other documents needed before asking for a loan

    @jmerten Self-funded has a higher ROI if you value your time, land, and risk at zero. If you have a large space that you're not using and you get permission to install and you're happy to maintain the panels and you have sufficient insurance and you can secure them properly and etc etc. Then...
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    PV system financing; any feasibility study or other documents needed before asking for a loan

    @jmerten As well as the DNO and Council, you have to consider who will be paying you and how much they will pay. Most energy companies are paying about 5p/kWh. Octopus will pay market-rates on a half-hourly basis. At the moment, that's very high. But it could drop in the future. I'd suggest...
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    Legal & General vs Aviva for pension consolidation

    @atlas2023 The phrase you're looking for is "Block Transfer" - https://www.gov.uk/hmrc-internal-manuals/pensions-tax-manual/ptm062240 If those pension will allow you to transfer in, then go for it. As for the fund, it depends what you want. On the assumption that the L&G funds aren't only...
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