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    My wife started a new job, and the 4 insurance plans they offer are a bit confusing

    @glorydaz I'm not sure you can buy ACA coverage if coverage is available through your employer; you might have to have NO option through your employer to be eligible for coverage. Check the Marketplace website and you will find explanation of eligibility to buy coverage. You can always check...
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    My wife started a new job, and the 4 insurance plans they offer are a bit confusing

    @glorydaz Overall for your situation, Plan 2 seems the safest bet. If a sports injury requires surgery, you are going to have to meet a high deductible and OOP max with any of these plans. But at least Plan 2 caps further spending after a point, whereas Plan 1 continues to hit you with %...
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    Should I quit my job to get the medication I need because my insurance through my employer is denying and delaying a med that my Medicaid approved?

    @chicaleah Medical coverages and pharmaceuticals/ costs change up constantly ... but decent jobs aren't always easy to come by. It's short-sighted to quit a job in exchange for 4 months of Medicaid drug coverage!! Also, if/ when you lose your insurance, you may end up losing access to your...
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