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@plainme Isn't a caveat to this that you get severely penalized with interest if you quit your job or get fired with a 401k loan?

@jfhodge852 About $10.80 each. About 2 K worth for each kid. I'm sort of wondering if small banks in general are beaten down. If so, could be worth holding. Been on decline since 2018.

My 70 y/o mother is creating a trust for her children and she wants to transfer some shares of First of Long Island Corp. to us that were gifted to her a long time ago. It seems like a sentimental stock (if there is such a thing) and I'm trying to decide if I should suggest that it be moved to a...

@ramy6et I thought I'd be in 100% equities until I'm 45, but BND is at an all time low due to the current interest rate environment. I just bought $1,200 worth in my IRA and will likely just sell high when interest rates drop again. I'll make it a permanent holding in 12 years of so. Until then...

@ramy6et Great time to buy BND now, even if you aren't planning on holding to maturity.