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@uriel_1 Hi, Thanks for replying. To reply to your points: No provision, this is the start of saving. They have no concept of what it means. I would say with 30 years to run, Risk could/should be high? They will never look at it.

Hello, Could someone help a friend select a pension fund for themselves. They are 37 and have just started the job. Legal & General offer the following: AAA-AA Fixed Int O15 Yr Targeted Duration (PMC) 3 AAA-AA Fxd Int All Stks Targeted Duration (PMC) 3 AAA-AA-A Corp Bond All Stocks Index...