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@lightlovehope Apologies, with the gross-to-net breakdown and post in English I incorrectly assumed an expat couple. Your latter assumption is correct. In case you stop contributing at 55 or 60, your expected pension will likely drop. Depending if you have a DC or DB model, I personally...

@lightlovehope Personally, I think your cash flow statement is somewhat reasonable, but I do find you lacking in the asset department. Sure, the crypto might balloon, but it's a bit guessing, and your house (basically a liability with some inflation hedge capabilities) is not too bad, but I do...