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  1. K

    Whats the ideal rent to income ratio?

    @partypooper98 80k income 48k SIP 20k Rent You are left with 12k for all your needs including food, travel, and the other expenses (you had earlier spent 20-30k monthly and I believe that did not include food) I don't think this plan works even on paper unless you are sharing your place...
  2. K

    Does opting for Employee pension scheme(EPS) means losing CPF contribution from employer?

    @godsjules What used to happen employer' PF contribution gets split into two parts Part1 8.33% of CPF goes to EPS Part2 3.67% of CPF goes to PF account Caveat is if 8.33% of CPF is greater than 1250/- then only 1250 goes to EPS and the delta goes into PF account. This would mean one gets a...
  3. K

    Health Insurance Process and Review

    @favoursaks ok, got the context now. Thanks.
  4. K

    Health Insurance Process and Review

    @favoursaks Thanks for posting this 👍🏼 But, why do you want the super top policy to be ported wherever you port your base policy?
  5. K

    Health Insurance Process and Review

    @joneshomes Thanks for sharing the details, I guess I missed the bus. One should be less than 67 at the time of applying HDFC Ergo Medisure Super Top-up
  6. K

    Health Insurance Process and Review

    @joneshomes I thought there aren't much options for senior citizens when it comes to Super Top-up. Do you mind sharing base policy provider ,SA and super top-up policy provider, SA you considered for your mother? My mother(68) has one health insurance of 2.5 Lacs and another 5 Lacs from Royal...
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