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    Am I Crazy buying house with cash with mortgaged property

    @everydaylily That’s a standard salary for a software dev at that age, with approx 4 YOE.
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    Property Advice

    @celiajones Lad, it's 10 minutes from Blanchardstown. You're making out like it's in Leitrim ffs. It's actually closer to town than Lucan.
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    25 yr old with about 30k in savings and on a salary of 70k looking to make my next steps

    @christopher627 It’s a pretty achievable salary for a good software dev with 3-4 YOE.
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    25 yr old with about 30k in savings and on a salary of 70k looking to make my next steps

    @yuliette 1st time buyer privileges are mostly nonsense and apply only to new builds which are ridiculously overpriced. Second time buyers only need 10% too.
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    Am I Crazy buying house with cash with mortgaged property

    @bux72 What’s your YOE? If it’s around 6-7, you should be up into 6 figures tbh.
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    mortgage interest rates

    @boagz57 These expenses don’t come anywhere close to 6.3k. Get rid of the car loan today and then you’ll have about 3k/month left over to do whatever you want with. You’re in an extremely strong position. One of you could lose your job and you’d still be fine. And to your original question, an...
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    mortgage interest rates

    @boagz57 If my calculations are correct, you're netting €76k/annum or €6.3k/month. So I'd be surprised if you'd be anywhere close to being in financial stress with only a €1.4k repayment. I would think you'd have plenty left over to save and invest. What are your typical monthly outgoings...
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    Daft Asking price versus reality

    @gabbyrose4 Asking prices are irrelevant - they are a made up figure. The only way to estimate market value is to calculate PPR of similar properties * property inflation since those properties sold. For example, say you're looking at a 2 bed apt in Glasnevin. You see similar 2-beds around...
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