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Hi, my husband and I are moving to the Netherlands in January from the U.S., both with new NL jobs lined up so we both qualify for the 30% ruling. We currently have taxable brokerage accounts (husband with Charles Schwab, myself with Vanguard), plus multiple 401(k) accounts with Fidelity and...

@pitrell Good point. I did call IBKR and it won’t work with them anyway. Forgot they have a 44-business-day hold on any funds being moved to a different than they came from.

@kaytiedid Thanks. I was trying to avoid that big Wise conversion fee of $1290. :) Is there no other option besides IBKR? I had an IBKR account but they closed it when I never used it or funded it (oops).

@syra I did open one in the U.S. but have had issues from the beginning with security/identity verification stuff. Wasn't worth the hassle and now I just tried logging in and see I'm locked out.

@metrolimousines Thanks. What are the steps though? Do I add US funds to my Wise account, then convert, then what do I do from there? I haven't used Wise to pay "myself" from one account to another before.

I need to move about $300,000 from my Ally bank account in the U.S. to my EU bank in the Netherlands. I have used Wise before, but for such a large transfer they want to take $1300. It doesn't matter if I do a transfer or first convert before a SEPA transfer. I did have an IBKR account which I...