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@taylorjr94 I think you should use the salary from the various salary surveys around like job street or Kelly’s . It varies versus industry . I think it’s possible to be SM at 10 years time or earlier but you have to be outstanding at your work and capability. It’s the same as business man who...

@frogwellprincess If he borrowed and didn’t return I don’t think he considers you as a friend from his point of view . As such you paid Rm7k to know a human character . Be thankful it’s not a larger amount

@daniel_b_0506 What other skill set do you have beside graphic design ?. What is your priority ? Earning more or focussing on Graphic Design ? I would recommend you go and shift to larger MNC to take up position in CX , Client Loyalty , Marketing and UI UX . Why ? Larger company have bigger...

@mattmanticus The above is the one of the smartest way to solve this without adding more debt . Cash advance through credit card is daily rest interest rate . Both personal loan and credit card interest are high. Don’t get into more debt

@meesh1070 I think talking to your parents is a good start but whether it will change them or not it’s hard . Either way they may not have the capacity to pay due to their age and the size of the debt . Then the effort should be best focussed on growing your income . How can you grow your...