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  1. I

    Given these T&C's: do I get any benefit from paying extra into my loan vs using offset account?

    @justtrying Thanks, re your last paragraph are you referring to the money in the offset account or the other loan account?
  2. I

    Given these T&C's: do I get any benefit from paying extra into my loan vs using offset account?

    Hello, I asked the bank about paying extra off my loan on top of the minimal fortnightly principal and interest payments and they responded with the below quoted text. Honestly I don't understand the second point. I already have an offset account that lowers the interest I pay on the loan...
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