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@wiseracoon I am going to get a copy of the police report and talk to my insurance before I answer their call if I talk to them at all. I'm kinda glad that I posted here after they left me on hold for 35 mins (I got the letter around 5 pm on Friday).

@midwifeme I absolutely am. I am also going to get a copy of the police report tomorrow.

@midwifeme From the wording, that's how I read it too. My car was a 2007 and in pretty good shape before the wreck but there is no way it wasn't a complete loss. I wasn't expecting any money -- or for them to be found at fault for that matter (as I said, I honestly don't know) but having medical...

@fred_scott I haven't talked to their insurance and I told my insurance the truth (that I honestly don't know). At the time of the accident, I yelled out my window and asked the other driver if they were ok, but I only know it was a man because the officer told me that *he* was ok because I...

@fred_scott The accident happened at an intersection, the truck was at the cross street, but they had pulled out of the little shopping center there. I saw them pull out and remember seeing them the same as I remember the light was green. That's mainly why the wording threw me off because it...

@fred_scott I don't remember anything other than the light being green then there was a truck and an airbag. That's what I put in my statement too. I honestly have no idea. I hope your situation gets settled sooner rather than later.

@khensu9 That makes sense. Thank you.

My Chevy Malibu was totaled, the other vehicle was an F350, and from what I remember, had very little damage - but to be fair I was pretty shaken up and had moderate injuries along with my son having a full-blown panic attack. Other than screaming out the window to the other driver to make sure...