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@creature3 Wait so you're saying that even if the items are in your car and you're not at home it's not a 10% percent limit ? Are you sure ?

@laurenheck If the car is parked on the property then its on the residence premises ?

@bfastpool If I live in an apartment, gated in with a carport ? Would also my storage underneath my unit, since the carport is underneath my unit ? Would that count as residence premises ? I just want to make sure my stuff is covered or if I need to look for a policy that covers my stored stuff.

1. Personal property owned or used by any insured is covered while it is anywhere in the world. When personal property is usually located at an insured’s residence, other than the residence premises, coverage is limited to 10% of the Coverage C limit. Personal property in a newly acquired...