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@skupi Not the answer you want to hear, but banks have no obligation to say why you were denied. In most cases it’s in the bank’s best interest not to tell you. And in some cases it’s illegal for them to tell you. So they simply don’t. Ever.

@daddylopez1963 Some banks will lend you >100% of the cost of the purchase, the extra money is for remodeling, buy a new car or furniture, etc…

@wwjrd Haters gonna hate I guess, I don’t know. It’s fairly simple reality.

@artosgalleries TLDR: if they raise variable personal home Loan interest rates any significant amount without a commensurate increase in income, millions of people will be homeless. BoJ actually isn’t THAT stupid.