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@mjackson Thank you for providing a detailed reply. I understood most of the points apart from ":Income as it appears (or will appear) on your P60, plus the value of taxable benefits from your P11d * covers A, B & D;" So does that mean using my example the pension salary sacrifice and ev...

@sashieng Sorry I didn't quite get this, can you elaborate a little more, perhaps with the example income and deductions I have stated above?

@joltor0517 Na the 9k (totally fake) would be the annual total leasing cost for the year taken off gross (so £750 pm)..... The p11d value of the car are probably Circa 40k-50k value (EVs are expensive!). So based on 50k 2% BIK would be 1k. So I should add 1k to the net adjust income value? So...

@joltor0517 Thank you so much for your detailed response. So what I take away from this is that my company car EV salary sacrifice scheme WOULD definitely reduce my net adjusted income should I go for it? And even the associated BIK cost (which is rolled into the gross deductible) makes no...

@mjackson Thank you, yes that is very confusing but what you say makes sense to me.

Can anyone help me figure out what things are taken into account when working out your personal Net-adjusted income? I need to this to know whether a mix of pension contributions and other deductions can reduce the income but also whether other “incomes” increase the figure. Ultimately this is...