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    My wife started a new job, and the 4 insurance plans they offer are a bit confusing

    @glorydaz Is the pay period every two weeks? Or monthly? I’m going to assume monthly. Plan 1 yearly cost - $3,641.6 Deductible - $5,500 Coinsurance - 30% Plan 2 yearly cost - $3,250.56 Deductible - $7000 Coinsurance - 0% Either one of these plans would be reasonable. Plan 2 has no...
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    25 y/o beginning of career

    @alanaspapa The Roth IRA income limits for 2023 are less than $153,000 for single tax filers, and less than $228,000 for those married, and filing jointly. So you can definitely open a Roth IRA (Vanguard, Fidelity, and Schwab are great for brokerages) and invest $6500 for 2023. Once you put...
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    Why is the income on my W-2 always 10k-15k LOWER than my calculated annual income?

    @ealgeone Box 1 is your salary (Gross) minus 401k/457/403, any pre-tax benefits, and HSA. You’re not being taxed on that missing ~$14k income.
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