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@unbelievable I am no an expert but this is how I understand it You pay the interest on a loan first and then the Principal debt. This way the lender still makes money off of you. It is to your advantage to pay as much as you can as quickly as you can as every day the interest is calculated. If...

I am looking for a sheet to use for my bond repayments that is similar to the one on FNBs site https://www.fnb.co.za/calculators/homeloan/BondCalculator.html Just wondering if there is something free out there like this else I will create my own and Google. Thank you in advance for any...