Search results

@abidingpatri0t Awesome! I have 4 proposed edits: you already got. “10% monthly” SDP SGLI is enough until you have kids “Pay Down Debt” because “high interest” sounds like avalanche method. The bottom left box. “Roth is probably right for you”. I would add “vs. Traditional”. To make it more...

@nenab Live in the dorm. Save gas money. Save time (you’ll need it). Don’t spend over your BAH if you do live off base.

@matt_hil Step 1. Don’t move your traditional TSP Leave it alone 3a. Contribute enough to get full match. Roth TSP 3b. Pay down your debt from your paycheck Put $100-500/mo into Roth TSP or IRA

@farmerdan It’s a predatory “financial service” that caters to military. Their fees are high and their products are not good.

@farmerdan Don’t pay anyone Your allocation is fine BUT you need to “rebalance”. Move everything (your $4000) in G to C. Get into BRS. I don’t think you can switch anymore, but if you can, do it. Put all your future contributions into L2050 or leave them as is (whichever you prefer). That’s...

@nick220 Yeah, virtually everyone craps on paying down a mortgage at 3% since the market “will” yield more. But that’s because it’s been a bull market for over a decade. Paying down your mortgage is 3% guaranteed rate of return. That’s nothing to sneeze at and acts like a super bond that also...

@nick220 50% index fund 50% toward mortgage Maybe save 10,000 for fun/travel/house upgrade project. Emergency fund? 10-20K there too.