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  1. J

    Why invest at all when fixed-rate savings account are so high? [6-month "update"]

    @tinglee0021 If you shop around you can get just over 5% also with FSCS protection.
  2. J

    I don’t trust the state pension to exist when I’m 67 (or early 70’s). I’m currently 29. Should I set up a SIPP?

    @mirandaf To have an equivalent annuity of £30k rising at RPI (rather than CPI) from a private pension it would cost you £750k (£4k p/a per £100k lump sum paid at 60 according to this table). And that is after rising interest rates, 2-3 years ago you would have had to pay much much more than...
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