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@jas3 It's good to get your own insurance din aside from the benefits given to you as an employee, 'yong sarili mo kasing insurance di magdedepende kung employed ka ba sa current workplace mo or not unlike the benefits they give na kapag di ka na employee wala na din benefits.

@namelesschristainjourney1 Your welcome, hopefully makahanap ka ng FA na aalagaan ka talaga as his/her client 😊

@namelesschristainjourney1 Ohh nako mukhang kay FA mo nga ang main issue talaga, kung may clients pala siya na may magandang returns eh di sana 'yon na din ni-recommend niya na fund sa'yo di ba? And oo totoo din na may mga situation talaga kung saan mababawasan ang fund value mo lalo na if mas...

@namelesschristainjourney1 If I remember it right, there is a part of the policy contract kung saan nakasaad that you acknowledge the risks that comes with getting a VUL policy, kasama na do'n ang not guaranteed returns on the investment part of the insurance policy, something like that. Kaya...