@regent
And to me, that's worth more than the money.
Yes, I realise I'm in AusFinance. Yes I care about money. I just care how to maximise my money and life at the same time.
@icecream543791 All it's saying to you is that you can't redraw beyond where you'd be if you didn't put it in, just paid the monthly repayments and that it's not changing the rate you're repaying at.
There's no real reason to pay it off if you have an offset. If you don't (like me) then you'd...
@antiquarian It's almost like all taxation goes into one big pot (well, a handful of them, one for Feds, one for each state and one for local governments) then gets pulled out at the end to pay for things, so vehicle registration doesn't really go to the roads anyways.