@prissanna This is the real question.
I'm at +50k pm income and had to commit tooth and nail for a second bond at 1.2m. 1st bond was 800k. Credit when applying was +-710
@shelly48 Honestly if you didn't have a kid on the way the best advice would be to step out and go buy milk.
Tough situation. Another user mentioned grants and so on, get on that asap.
