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@nothingnobody I am sorry, waiver from ?? Cc bank or icici?

@bigpaul Yes I know . That's the plan . I have all this in mind . Through the next 6 months i plan to execute every thing that u mentioned, insurance, emergency funds etc. all of it

@bigpaul That's a bit harsh though. I have an unforeseen expense by the end of 2 months that I can't cover coz I just started working and my parents don't have the money for it. That's y

@omar it shows nothing on my report .infact last i checked it went up by 20 points,idk what delay they are talking abt . tried calling the rm,he isnt responding now . i'm asking, even if they agree to their mistake, or if they tell me the error of delayed payemnts,its only by 2 days right, but...

So I did a blunder recently, all because of my negligence. I have two credit cards, ones due date is 4th and the others 16th . I confused them with being 6th and 14th, as a result I made payment of one card two days later and one payment 2 days earlier . Now I applied for a small loan from a...