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@munyaku The 11k OOP is the family OOP. So my question is more about the expenses for the baby in her first year of life.

Hey guys. I’m an financial advisor but I’m no expert on healthcare and could use some assistance. My partner and I are having a baby and trying to decide between two health care plans. On the cheaper of the two plans (plan A) it will likely costs us about 8k to have the baby at the hospital...