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    Working on F-1 Stem OPT in the US but Irish Citizen — should I open a Roth IRA?

    I have STEM OPT until 2025 but after then no guarantee that I will still be permitted to live and work in the US (going for H1B, but did not succeed this past year). Does anybody have experience with setting up a Roth IRA & then moving back to their home country? I am worried that if I don't...
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