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@purecori Yes, sure

@purecori Embedded

@tsholob They are Savings rate

@toyie I now have 27% of mutual funds in index funds. But I stuck to index funds from the beginning, xirr would be 18.5%. (little above 1.5 lakh in actual return)

@waer15 May be. It seems enough for my current needs.

@offgridgenz Thanks No actually. I missed tracking it. I started at 0 during 2020 Jan. (All prev investment went into home extension). I reached 50l sometime around early 2022.

@rayofhislight Hi, I am investing into Navi Nifty 50, midcap 150 and uti nifty 200 momentum 30

@master363 I fill salary credited, bank opening and closing balance in Excel every month to calculate monthly expenses. Investment is also through Excel. Template is from https://www.vertex42.com/ExcelTemplates/investment-tracker.html

@ministermark7 Around 5.5lpa

@greened67 Yes, she is my wonder woman

@debbij I am not much active in direct equity recently. My major gains are from IRCTC, ITC, muthoot, piind

@novalopez697 Currently 50-50 split between me and my mother. Actually I have stopped equity investment for the last one yr except espp and started FD for marriage expenses. I kind of overestimated the expenses and ended with additional FD under my name. I will move these FD to equity.

@mrdean36 Yes, Nothing different :)

@_anika_ I have not inherited it yet. I will get one house block (land value around 40l) having an additional 4 small homes generating 10k in rent. 2 plot land in a remote village. (Not appreciated much)

@alotanor 33lpa + stock refresher for ~20l every year

@veronm144 I like and enjoy the work I do. Good pay is an additional reward. I get what you are saying . Actually I am doing things I enjoy, expenses were low as they are not materialistic in nature.

@godismyprovider Thanks, till mid 2020, I stayed with my friends on sharing basis (bachelor home). Overall expenses on rent and all utilites were low due to it between 4k to 8k based on number of persons sharing. For next two years, I was in hometown due to covid. After post covid, I stayed in 1...

@angelar Thanks, yes, it is public

@abison Excel. Calculating expenses using Closing and opening bank balance. Another excel to track the investments. I also use Indmoney to track all income and axio for expenses (auto tracking from sms)

@brennenstuhl 5cr is based on future's base. I came up with this number when I started this journey around 2020. My pay is good at that time but not great as now and this seems to be the realistic target. Value is low as I assumed I will settle back in my native where monthly expenses are low.