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@neleh Ive tried. Their side is really stonewalling me.

@pearl7 Yeah it will be under collision so I expect a good rate hike. Trying to bean count... The consensus seems that insurance hike will cost less over time than the repairs. Under 10k we could cover the repair but it seems best to basically finance through insurance, with a strike on the record.

@oddman as in calculate the likely cost of insurance with accident?

@resjudicata not sure why the downvotes. I have an acquaintance in the industry (forgot that fact when I posted here) and he was saying the same thing- rates are going up.

A small concrete wall just came out of nowhere and hit my S.O. 's new car. Judging by posts of similar damage, we're looking at $5k-8k for repairs. S.O. has no accidents in the last three years (rule in our state). For anyone who's had similar damage, how much did your premiums rise? Thanks!