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@raelene Every cycle ng fixing term sya pwede mabago, naka base sa prevailing market rate. Kaya kung kaya naman wag masyado habaang ung loan term, talo kasi sa interest

@ikonimation Home loans or long term loans may fixing term tlga, kaya lging estimate lang yung interest rate na nasa sample computation. Hindi pwedeng yung 5.5% mo for 10-30 years due to inflation. Hindi yata yan masyado sinasabi ng agents kasi parang ang daming hindi alam yan. DYOD sa lahat...