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  1. R

    TIL - If your tax rate at contribution and withdrawal is the same, your take home from pretax RRSP contribution is the same as TFSA at withdrawal

    @tumrub Thanks! I had forgotten about the non-reg account temporarily option. Just curious though, say you swap jobs half way through the year, could the interest in the non-reg account be taxed at a higher tax bracket depending on your salary increase/when you started? But it must be pretty...
  2. R

    TIL - If your tax rate at contribution and withdrawal is the same, your take home from pretax RRSP contribution is the same as TFSA at withdrawal

    @dracma Couldn’t you contribute to your RSP and then delay the tax deductible portion until a future year?
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