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  1. M

    Afraid that I will mismanage my salary

    @baylaurel143 I would say 1k monthly is maximum for me. I don’t really mind if it’s a secondhand car. As long as it’s reliable and wont make me fall into lifestyle inflation.
  2. M

    Afraid that I will mismanage my salary

    @theologybuff Thank you very much! I will keep this mind in the future
  3. M

    Afraid that I will mismanage my salary

    @fizzywig Thank you very much for the detailed response. I’m considering to buy a local car or maybe if i feel i wanna spend more on car, I’m looking for used Toyota cars like Yaris or Vios. But taking your advice, I’ll make sure to try to finish off my loans first before thinking of buying...
  4. M

    Afraid that I will mismanage my salary

    @lynq Thank you for your advice. I’ll take a look at that book when I have a chance. Your comments about preparing for rainy days also is very wise. I saw many pilots need to sell their car due to having a high salary, high commitment lifestyle. I’ll try to follow your advice to pursue financial...
  5. M

    Afraid that I will mismanage my salary

    @lynnie7 It’s a big loan, 550k. 60% loaned by bank. 15 years of payment towards the bank.
  6. M

    Afraid that I will mismanage my salary

    @finalsaut This is a problem too, I’m not from a super rich family. My parents pretty much used majority of their retirement money to pay my course fees. Many parts of those money are considered as also my sibling’s part of my parents’ will when they die one day. So i feel there’s a sense of...
  7. M

    Afraid that I will mismanage my salary

    @madbird Sorry I forgot to mention the important part. My study costed a lot of money, so we took a bank loan to pay around 60% and my parents paid the remaining. So in total for the bank and my parents ill be paying back around 3k
  8. M

    Afraid that I will mismanage my salary

    @isaac1995 Yes for a Second Officer. But still, Malaysian pilots are way underpaid compared to Middle Eastern pilots. A friend of mine who works at FlyDubai showed his payslip for January and he earned over RM300K, including bonuses ofc. Definitely a very high paying job but you gotta invest a...
  9. M

    Afraid that I will mismanage my salary

    @abeazishar A conditional job offer, as long as I finish my study and don’t do anything stupid. Signed the bond and everything. Also the company and other similar companies desperately need fresh workers especially after covid. I guess you could guess which industry this is from what I told you 😅
  10. M

    Afraid that I will mismanage my salary

    For context, I never had more than minimum wage salary before after spm, but after I finish my current study, my expected salary is around 8.5K to 10K depending on how much i work that month. The problem is i need to buy a car when i start working, and also i gotta pay my loans to the bank and...
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