@terrywinkle It is not very well advertised at all but you can buy / sell grams of gold within UBS mobile banking. And get it delivered if you want the physical.
https://www.ubs.com/ch/en/private/digital-banking/digital-services/ubs-gold.html
@lauriluillier 12 months forecast expenses including accruing income / wealth tax and insurances.
I’m seeing too many of my friends on extended unemployment currently.
@jah122 While ETFs can be great for long-term growth (think 7 years +), they may not be the best option if you anticipate needing the funds in a few years.
Considering your timeline of 2-3 years, short- to medium-term investment options would be more suitable. Since you don't have a lump sum to...