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    Whether one should have a credit card or not?

    @blueblood Vist their website and apply from there, the bank credit card team will come to your home to collect the kyc process. Once approved. Within 1-2 weeks you will get the card.
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    Inward Remittance from Foreign Employer

    @premier3092 i used IDFC for a small amount for inward remittance from CITI usa to IDFC India, the funds first come to IDFC in USD, and they converted here in India taking the FX rate on date of credit to my a/c. Note - thy did charge GST on conversion fees. depend on your amount, please check...
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