Search results

@peterjjj Interesting, thanks for the inputs. What is your insurance company / plan if you can share?

@gigimo Hmmm, I have unintentionally under-weighted this fact. Thanks.

@stanley_4 I didn't considered it because I am assuming this is not the case as I mentioned. Health Insurance make absolutely more sense if you expect recurring expenditures, or even a large expenditure.

@chrisem One chemo session costs about 20,000-30,000 INR; A typical cancer treatment runs into 6-7Lacs, but the upside is uncapped.

@resjudicata I already admit that the calculation doesn't make sense above 25-30L; In my experience most people buy insurance in 5-20L range. They can, for example if they claim that hospitalization was not necessary or the onset of the disease was spotted way before hospitalization...

[Long post][I might be delusional here] - A typical health insurance for 10-20 lac base cover for parents (2x 55+ YO people, generally healthy) No room limit, no co pay costs about 35-60K per annum (which will increase overtime, with some 2+ year waiting period for pre-existing diseases). For...