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@nischansr Okay All direct funds There's only 1 debt fund for now, I started less than a year back and wanted to load up on as much equity as possible. Any suggestions for debt funds?

@darstone Tier 2 has no tax benefits

@henry_ I have too many mutual funds, please let me know which knew to stop, I've made a beginner mistake of investing in too many funds now, I've stopped a few already but many still remain I've also added reason for choosing the funds, each fund gets 2k a month, except mirae which is 4k...

@1517today You can withdraw just like mutual funds, website and app can be used for same Yes partial and full withdrawal is an option.

@jacob1234 Couldn't find much on it I'm assuming it would be nominal or nothing Just withdrew some amount, will update on charges in a few days

Many people don't like NPS tier 1 due to the long lockin but I've hardly seen anyone recommend NPS tier 2, despite its numerous benefits It has all equity, corporate debt and govt bonds in one fund Lowest expense ratio 0.01% Same day nav feature Auto adjustment with time, the portion of debt...