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    TSP Megathread 2021 - Thrift Savings Plan, BRS, Retirement, Roth vs Traditional, IRA vs TSP, Etc

    @abidingpatri0t This is amazing! Well put together.
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    [TSP traditional to roth] GS-7 what to do with $8,000 from first year of TSP contributions

    @matt_hil Roth and traditional are just the way the IRS see’s the account and how it is taxable. C & S funds are the investment. They are good, i invest in those two for me and my spouse. Leave your money in your TSP, You can do a traditional to Roth conversion if you want. There is not...
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    50% of TSP participants are in the G Fund

    @resjudicata Yea, that does confuse a lot of people. It’s like a 3 part ordeal. First is contributing percent on mypay, then next is how the contributed money gets in invested. Third is redistributing what is already invested if applicable.
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    50% of TSP participants are in the G Fund

    @jose96 I was thinking about this yesterday. Too many service members are afraid of stocks because of risk, yet we do risky jobs. We mitigate risk in our jobs to make them less risky. You can also mitigate risk to make stocks less risky as well. The first way to mitigate risk in stocks is...
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    BRS Continuation Pay Info, Air Force

    @mohamad It could be different by proponent? The policy letterI read was army, and I had my retention NCO look at it too and thats how he read it. I wouldn’t mind waiting until November for it to pay out if its at a higher rank. Unrelated, but I plan to use it to max each of our IRA’s for 2021.
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    BRS Continuation Pay Info, Air Force

    @mohamad So I did research into it because I am processing the BRS paperwork for my spouse who is at 11 years in the army and under the BRS system. I was surprised to find out that the ADSO is effective the day the service member signs it. And not even when the O6 signs it. I was also under...
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