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    Is Health Insurance Really Necessary?

    @verbum You very likely haven't received all of the bills yet. It can take months for all of the bills to arrive from a hospital visit. Expect to receive separate bills from the hospital, ER doctor, hospitalist, radiologist, pathologist, etc. On average, an ER visit rubs around $1709 and...
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    Expenses for baby in first year of life

    @latin2112 Most plans cover preventive services at 100%. This will be true of plans that you buy on healthcare.gov. you can see a list of all of the child services that are classified as preventive here https://www.healthcare.gov/preventive-care-children/ Also, depending on your income you...
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    What is a primary care physician for?

    @izmai They are your main point of contact in managing your health. If you feel sick and it can wait until their office is open then they are the person you should see. If you think you need a specialist then they should make the referral for you. If you take medication to manage a chronic...
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